Flexible Financing for Insulation in New Braunfels
Most New Braunfels homeowners don’t budget for attic insulation in February when the Comal County wind finds every gap in the ceiling, or in August when the upstairs bedrooms won’t cool below 82 degrees. That’s why we built payment options that let you fix the envelope now and spread the cost over time. Call us at (830) 243-6352 and we’ll walk through what works for your job and your budget.
Payment Options We Offer
Financing Plans
We work with financing partners who specialize in home improvement loans, not generic consumer credit. The application takes a few minutes, decisions usually come back quickly, and qualified borrowers can spread payments across terms that match the life of the insulation work. We don’t push one lender, we don’t mark up the rate, and we never collect a fee for helping you apply. The terms you see are the terms the lender offers, period.
Major Credit Cards
We accept Visa, Mastercard, American Express, and Discover. Some homeowners in New Braunfels prefer to put the job on a card with their own rewards program or a promotional APR they’ve already secured. That’s fine with us. You’ll still get the written price before work starts and the documented photo record when we’re done.
Cash or Check
Pay by cash or personal check and the price on the page is the price you pay. No processing fees, no surcharges, no last-minute add-ons. We write the scope, you approve the number, and that’s the number. Under Haven Standard Clause 1, the written price is binding before anyone lifts a tool.
Up-Front Written Pricing
Every option above starts the same way: a flat price, a written scope, and a written warranty delivered before work begins. In nine years and over 9,000 homes sealed and insulated, we’ve never started a job without it. Whether you’re financing $8,000 of spray foam in a Canyon Lake-area ranch or paying cash for attic air sealing in a historic Gruene cottage, the paperwork looks identical. You know what you’re buying, what it costs, and what happens if it’s not done right.
Simple Application Process

Step one: talk to us. Call (830) 243-6352 or schedule through the site. We’ll ask about your home, your goals, and whether you’re leaning toward financing or paying outright. No pressure, no credit pull, just information.
Step two: quick pre-qualify conversation. If financing interests you, we’ll connect you with our lending partner for a soft-pull pre-qualification. This doesn’t ding your credit score, and it gives you real numbers to work with, not guesses. Most New Braunfels homeowners hear back within minutes during business hours.
Step three: choose your plan and schedule. Once you see the terms, pick what fits. We’ll hold your installation date with a deposit and get your materials ordered. The crew arrives on schedule, you get a named technician and a text when they’re on the way, and the job closes with your documented photo record and, on air-sealing jobs, before-and-after blower-door numbers.
Before
AfterFrequently Asked Questions
Yes. We partner with home improvement lenders who offer installment loans for qualified borrowers, with terms that typically range from short-term plans to longer options depending on the project size and your credit profile. Call (830) 243-6352 and we can explain the current programs without any obligation or credit impact.
You’ll need a government-issued ID, proof of income, and a few minutes to complete the online application. Most homeowners in New Braunfels who apply during our visit get a decision before the crew leaves the driveway. If you want to check options before we even quote, we can set that up too.
No. Estimates are free, and under Haven Standard Clause 1, you get a written price before any work starts. We’ll inspect your attic, run a blower-door test if air sealing is part of the scope, and deliver a flat number with line items. No hidden fees, no “we’ll see once we start” pricing.
Usually, yes. Utility rebates from CPS Energy or manufacturer promotions from Owens Corning or Johns Manville stack with financing in most cases. We don’t control third-party rebate rules, but we know them well enough to flag what works together and what doesn’t. Ask us when we deliver your written price and we’ll map it out.
Written by Wes Okafor, Owner at Topside Attic Insulation New Braunfels, serving New Braunfels since 2016.